Terms and Conditions
Last updated: September 12, 2025
Agreement to Terms
Welcome to aredlinarpilo's financial planning services. These Terms and Conditions govern your use of our website and subscription services.
By accessing our website or using our services, you agree to be bound by these terms and our Privacy Policy.
Definitions
For the purpose of these Terms and Conditions, the following definitions apply:
- • "Services": Financial planning consultations, strategy development, and related advisory services provided through our monthly subscription model
- • "Subscriber": Any individual or entity who has purchased access to our monthly financial planning services
- • "Website": The aredlinarpilo.com website and all associated pages, content, and functionality
- • "Personal Information": Any information that identifies or could reasonably identify an individual, as defined by Australian privacy legislation
Use of Service
Your use of our services is subject to the following conditions and requirements:
Eligibility Requirements
Our services are available to individuals aged 18 and over who are Australian residents or have Australian financial planning needs.
18+ only
You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
User Responsibilities
When using our services, you agree to:
- Provide accurate and complete information during consultations and in all communications
- Attend scheduled appointments or provide reasonable notice for rescheduling
- Use our services only for lawful purposes and in accordance with these terms
- Respect the intellectual property rights of aredlinarpilo and third parties
- Maintain the confidentiality of any proprietary information shared during consultations
Prohibited Uses
You may not use our services or website to:
- Violate any applicable laws, regulations, or third-party rights
- Transmit harmful, offensive, or inappropriate content
- Attempt to gain unauthorized access to our systems or other users' accounts
- Interfere with the proper functioning of our website or services
- Use automated systems to access or interact with our services without permission
Intellectual Property
All content, materials, and intellectual property on our website and in our services remain the property of aredlinarpilo or our licensors. You may not reproduce, distribute, or create derivative works without our express written permission.
Copyright Notice::
All content, trademarks, and intellectual property on this website are owned by aredlinarpilo or used under appropriate license arrangements.
Privacy and Data Protection
Your privacy is important to us. Our collection, use, and protection of personal information is governed by our Privacy Policy.
Read Privacy Policy Privacy Policy
Service Disclaimers
Our services are provided "as is" without warranties of any kind, either express or implied. Past performance does not guarantee future results.
We make no warranties regarding the accuracy, reliability, or suitability of information provided, and individual results may vary significantly.
Past performance does not guarantee future results.
Limitation of Liability
To the maximum extent permitted by Australian law, aredlinarpilo shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.
We are not liable for:
- • Financial losses resulting from decisions made based on our consultations
- • Technical issues, system downtime, or interruption of services
- • Actions of third parties or market conditions beyond our control
- • Any damages exceeding the amount paid for our services in the preceding 12 months
User Indemnification
You agree to indemnify aredlinarpilo against any claims arising from your use of our services, violation of these terms, or infringement of third-party rights.
Dispute Resolution
Any disputes arising from these terms or our services will be resolved through the following process:
Australian Dispute Resolution
Disputes will first be addressed through good faith negotiation, followed by mediation if necessary, and finally through Australian courts if other methods prove unsuccessful.
Any legal proceedings will be conducted under Australian law and within the jurisdiction of Australian courts.
Consumer Complaints
For financial service complaints, you may contact the Australian Financial Complaints Authority (AFCA):
AFCA Website: https://afca.org.au
Service Termination
Either party may terminate the service relationship with 30 days' written notice. We reserve the right to terminate immediately for breach of these terms.
Upon termination, your access to services will cease, though certain provisions of these terms will survive termination.
Governing Law
Australian Consumer Law and applicable state regulations
These terms are governed by Australian law, and any disputes will be subject to the jurisdiction of Australian courts.
Changes to Terms
We may modify these terms periodically to reflect changes in our services, legal requirements, or business practices.
Material changes will be communicated through email or website notification, and continued use of our services constitutes acceptance of modified terms.
Severability
If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.
Entire Agreement
These terms, together with our Privacy Policy and any additional service agreements, constitute the entire agreement between you and aredlinarpilo regarding our services.
Contact Us About Cookies
For questions about these Terms and Conditions, please contact us:
Company:: aredlinarpilo
Address:: Level 15, 101 Collins Street, Melbourne VIC 3000
Email:: contact@aredlinarpilo.com
Phone:: +61 760-605-513